In many rural areas, POS terminals accept only Mir cards or cash. To bridge the gap, services like Contact and PayCash set up mobile POS units that accept Visa, Mastercard, and QR‑code wallets. Foreigners can pre‑load a Russian wallet (Qiwi or Yoomoney) and use QR codes for purchases at local markets. Some regional banks provide free ATM withdrawals for foreign cards to encourage tourism. Community initiatives often partner with fintech startups to expand digital payment coverage.